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Credit Karma

Piggy BankThey say Karma is a b*tch, but Credit Karma is a simple, sweet application I have found.  https://www.creditkarma.com/ is a free website that tracks your debt and give you an updated credit score each month.  It also gives you a list of the best credit cards rates for balance transfers and tools you can use to help you reduce your debt.  It’s easy, user friendly and did I mention?  Free!!

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